This Cheesy Ham Chowder is PACKED with yummy ingredients like chunky potatoes, diced carrots, and ham. It's so cheesy and creamy, it's impossible not to love it!
Cook bacon in a medium pan until crisp, remove and set on a paper towel to drain. Without removing the bacon grease, add carrots and saute until tender. Stir in flour until blended. Slowly add milk, chicken broth, and water. Bring to a boil and cook for 2 minutes. Stir until thickened.