This Chocolate Chip Banana Bread Recipe is an easy way to turn overripe bananas into a quick bread your whole family will love! Made with sour cream, vanilla, and plenty of chocolate chips, this homemade banana bread bakes into two delicious loaves that are perfect for sharing. If you love banana bread recipes, this one deserves a spot in your baking rotation.
The sour cream helps keep each slice moist and tender, while the brown sugar and ripe bananas add plenty of sweetness. Chocolate chips make every bite extra special, and the simple preparation makes this a great recipe for breakfast, an afternoon snack, or a homemade treat to share with friends. We love recipes that use everyday ingredients and make enough to enjoy now and save for later!
If you love baking with bananas, try Banana Muffins, Banana Cake, Banana Bars, and Classic Banana Bread next.
Why You’ll Love It +Why It Works:
- Two Loaves to Enjoy: Make one loaf for your family and save the second for later or share it with a friend.
- Chocolate in Every Slice: Chocolate chips add sweetness that makes this banana bread a favorite for kids and adults.
- Freeze for Later: Great for breakfast, snacks, lunchboxes, gifting, and freezer treats.
- Ripe Bananas Add Sweetness: Overripe bananas provide concentrated banana flavor and moisture throughout the loaf.
- Sour Cream Adds Moisture: Sour cream helps create a tender crumb and keeps the bread from becoming dry.
Chocolate Chip Banana Bread Recipe Ingredients
- Sugar (1 cup): Sweetens the bread and helps create a tender crumb.
- Brown Sugar (1 cup): Adds sweetness and a light molasses flavor that complements the bananas and chocolate.
- Vegetable Oil (1/2 cup): Adds moisture and helps keep the bread soft after baking.
- Eggs (3): Bind the ingredients together and provide structure as the bread bakes.
- Vanilla Extract (3 teaspoons): Enhances the banana flavor and adds a warm, sweet aroma.
- Sour Cream (12 ounces): Adds moisture and a slight tang that helps make each slice tender. Full-fat sour cream is a great option. Greek Yogurt can also be used.
- Overripe Bananas, medium (4): Provides natural sweetness, moisture, and the signature banana flavor. Choose bananas with plenty of brown spots for the best results.
- All-Purpose Flour (2 1/2 cups): Gives the bread its structure. Measure carefully and avoid packing the flour into the measuring cup.
- Baking Soda (1 teaspoon): Helps the bread rise and reacts with the acidity in the sour cream.
- Baking Powder (1 teaspoon): Provides additional lift to help the loaves bake up light and tender.
- Dream Whip Whipped Topping Mix (1 – 1.3 oz. envelope): Adds to the tender texture and rich flavor. Use the dry mix, not prepared whipped topping. The original recipe does not specify a brand.
- Salt (pinch): Enhances the sweetness and brings the banana and chocolate flavors together.
- Chocolate Chips (1 cup): Adds sweet chocolate throughout the bread. Semi-sweet chocolate chips are a good choice if you prefer a less-sweet result.
How to Make Chocolate Chip Banana Bread Recipe
PREP. Preheat oven to 350°F. Spray two large 9×5 inch loaf pans, or grease and flour.
BATTER. In a large bowl, cream sugars, oil, and eggs. Add vanilla, sour cream, and mashed bananas (see our post on How to Ripen Bananas if your bananas need more time to ripen). Mix well.
In a separate bowl, combine flour, baking soda, baking powder, salt, and whipped topping mix. Add the dry mixture to the wet mixture and mix well. Fold in 1 cup of chocolate chips.
BAKE. Divide the batter evenly between two greased loaf pans, filling each about ⅔ full to leave room for the bread to rise. If you have extra batter, bake it in a separate smaller pan. Bake for 45–50 minutes, or until a toothpick inserted into the center comes out clean or with a few moist crumbs, but no wet batter. If the tops brown before the centers are done, loosely cover with foil and continue baking until cooked through.
Kristyn’s Recipe Tips
- Choose bananas with plenty of brown spots for the best banana flavor. For consistent results, measure the mashed bananas using the amount specified in the tested recipe.
- Spoon the flour into your measuring cup and level it off instead of scooping directly from the bag. Too much flour can make banana bread dense and dry.
- Once the flour mixture is added, mix just until the ingredients are combined. Overmixing can make the bread dense.
- Begin checking the loaves near the end of the recommended baking time. A toothpick inserted into the center should come out without wet batter.
- Use the tested loaf pan size and divide the batter evenly between the pans to help the bread bake consistently.
Chocolate Chip Banana Bread Recipe
Ingredients
- 1 cup sugar
- 1 cup brown sugar
- ½ cup vegetable oil
- 3 eggs
- 3 teaspoons vanilla extract
- 12 oz. sour cream
- 4 medium bananas overripe
- 2½ cups all-purpose flour
- 1 teaspoon baking soda
- 1 teaspoon baking powder
- 1 envelope whipped topping mix
- pinch salt
- 1 cup chocolate chips
Instructions
- Preheat oven to 350°F. Spray two large 9×5 inch loaf pans with spray or grease and flour.
- Cream sugars, oil, and eggs. Add vanilla, sour cream, and bananas. Mix well.
- In a separate bowl, combine flour, baking soda, baking powder, salt, and 1 envelope of powdered whipped topping mix. Add the dry mixture to the wet mixture and mix well. Fold in 1 cup of chocolate chips.
- Divide the batter evenly between two greased loaf pans, filling each about ⅔ full to leave room for the bread to rise. If you have extra batter, bake it in a separate smaller pan. Bake for 45–50 minutes, or until a toothpick inserted into the center comes out clean or with a few moist crumbs, but no wet batter. If the tops brown before the centers are done, loosely cover with foil and continue baking until cooked through.
Notes
- Choose bananas with plenty of brown spots for the best banana flavor. For consistent results, measure the mashed bananas using the amount specified in the tested recipe.
- Spoon the flour into your measuring cup and level it off instead of scooping directly from the bag. Too much flour can make banana bread dense and dry.
- Once the flour mixture is added, mix just until the ingredients are combined. Overmixing can make the bread dense.
- Begin checking the loaves near the end of the recommended baking time. A toothpick inserted into the center should come out without wet batter.
- Use the tested loaf pan size and divide the batter evenly between the pans to help the bread bake consistently.
Nutrition
Recipe FAQ
Store cooled bread in an airtight container at room temperature for 2 to 3 days, or refrigerate for up to a week.
Wrap each cooled loaf tightly in plastic wrap and then foil, or place it in a freezer-safe bag. Freeze for up to 3 months for best quality. Thaw before slicing and serving.
Yes! Fold 1/2 cup chopped walnuts into the batter with the chocolate chips for a little crunch.
You can omit the chocolate chips for a more traditional banana bread, although the texture and sweetness of each slice will be a little different.
A sunken center can happen when the bread is underbaked, the batter is overmixed, or the pan is too small. Measure the flour carefully, mix just until combined, and check that the center is fully baked before removing the loaves from the oven.
Yes, frozen ripe bananas can often be used in banana bread. Thaw them first and account for the liquid they release. Measure the prepared bananas according to the tested recipe.
Insert a toothpick into the center of each loaf. It should come out without wet batter, although a few moist crumbs are fine. If the center is still wet, continue baking and check again.
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This recipe was first published on February 2019.
Why the powdered whipped roping?
This was so moist and yummy! I used crunchy peanut butter on top because I ran out of creamy and it turned out delicious.
Powdered whipped topping mix? You mean like Dream Whip?
Thanks.
Yep! That’d work perfect.
Nothing better than chocolate and banana!
I didnt realize when i made this it was enough for 2 loafs and i made one whole one so it had to bake longer but it came out delicious!!! Definitelt will make again in the correct portions haha
That would be one nice loaf! Glad you liked it! 🙂 Thank you for trying it!