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We’ve talked about our love for non-yeast bread recipes before – it runs deep! We especially love all versions of banana bread.

Mom found this tasty version that’s similar to our favorite but with a few modifications (upgrades if you will). Cream cheese banana bread has a sweet and tangy cream cheese layer swirled in the center. The added creaminess is the PERFECT addition.

To top it all off, we added a cinnamon and sugar crust! It’s definitely a new favorite with some next-level deliciousness. Best yet, it’s just as simple as our other sweet breads!

If you love banana bread, you’ll want to try this cream cheese stuffed version! Check out Moist Banana Bread, Chocolate Banana Bread, and Chocolate Chip Banana Bread for more tasty variations.

Why we think you’ll love it:

  • Extra sweet. Topped with cinnamon and sugar, it has a deliciously sweet crust.
  • Cream cheese filling. Tangy and sweet, the cream cheese swirl is what makes this banana bread next level!
  • Still no yeast. Quick breads are simple and sweet, and this cream cheese banana bread is no different.
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Eggs, bananas, sugar, flour, and other ingredients on a kitchen counter.

Cream Cheese Banana Bread Ingredients and Substitutions

Bread

  • 1 cup sugar
  • ½ cup unsalted butter, softened see How to Soften Butter Quickly
  • 2 eggs – room temperature
  • 3 ripe bananas, mashed – see How to Ripen Bananas
  • 1 teaspoon salt
  • 1 teaspoon baking soda
  • 4 tablespoons sour cream – or plain Greek yogurt
  • 2 cups all-purpose flour – see How to Measure Flour
  • 1 tablespoon sugar
  • ½ teaspoon cinnamon

Cream Cheese Mixture

  • 8-10 ounces cream cheese, softened
  • ⅓ cup sugar
  • 1 egg
  • 1 tablespoon all-purpose flour
  • optional topping Sprinkle with chopped pecans or walnuts on top of the batter before baking.

How to Make Cream Cheese Banana Bread

  1. PREP. Preheat the oven to 350°F. Spray two 9×5-inch bread pans with cooking spray.
  2. BATTER. In a large bowl use an electric mixer to mix sugar, softened butter, and eggs. In a separate bowl, dissolve baking soda in sour cream and add it to the sugar mixture. Mix in 3 mashed bananas.
    • Mix in salt, and flour. Stir to combine.
    • Divide the batter into 2 bowls. Take the batter from the first bowl and pour it evenly into TWO 9×5-inch loaf pans.
  3. CREAM CHEESE FILLING. In a medium mixing bowl mix cream cheese, sugar, egg, and flour until smooth and creamy. Layer evenly over the mixture in both bread pans.
    • Divide the batter from the second bowl evenly in both pans, covering the layer of cream cheese.
  4. BAKE. Sprinkle the top with 1 tablespoon of sugar mixed with ½ teaspoon of cinnamon before baking for 50 minutes. Cool for a few minutes in the pan, then place on a cooling rack to finish cooling.

Make Different Sizes

Mini loaves. Separate the batter into two bowls. Divide the batter from one bowl into the mini pans. Evenly divide the cream cheese mixture and the remaining banana bread batter between the pans. Bake for about 30-35 minutes.

Muffins. Separate the batter into two bowls. Divide the batter from one bowl into the cupcake tins filling each tin about ¼ of the way. Next, put the cream cheese mixture into a piping bag to make it easier to add to each muffin. Add an even amount of the cream cheese mixture into the tins and then top that with the remaining batter. Bake for about 25 minutes. 

Bundt pans. Pour half the batter into a well-greased bundt pan. Spread on the cream cheese layer and top off with the remaining batter. Bake for closer to 1 hour. 

Cream cheese banana bread in the center of sliced bread.
4.97 from 55 votes

Cream Cheese Banana Bread

Our no-yeast cream cheese banana bread is a delicious twist on a classic with a sweet and tangy center and cinnamon sugar crust.
Servings: 2 loaves
Prep: 10 minutes
Cook: 50 minutes
Total: 1 hour

Ingredients 

  • 1 cup sugar
  • ½ cup unsalted butter, softened
  • 2 eggs
  • 3 ripe bananas, mashed
  • 1 teaspoon salt
  • 1 teaspoon baking soda
  • 4 tablespoons sour cream
  • 2 cups all-purpose flour
  • 1 tablespoon sugar
  • ½ teaspoon cinnamon

Cream Cheese Mixture

  • 8-10 ounces cream cheese, softened
  • cup sugar
  • 1 egg
  • 1 tablespoon all-purpose flour

Instructions 

  • Preheat the oven to 350°F. Spray two 9×5-inch bread pans with cooking spray.
  • In a large bowl, mix sugar, butter, and eggs. In a separate bowl, dissolve baking soda in sour cream and add it to the sugar mixture. Add bananas, salt, and 2 cups flour. Stir until combined.
  • Divide the batter into 2 bowls. Now take the batter from the first bowl and pour it evenly into two bread pans.
  • Mix cream cheese, sugar, egg, and flour in a bowl until smooth and creamy. Layer evenly over the mixture in both bread pans.
  • Divide the batter from the second bowl evenly in both pans, covering the layer of cream cheese.
  • Sprinkle top with 1 tablespoon of sugar mixed with ½ teaspoon cinnamon before baking.
  • Bake for 50 min. Cool and serve.

Video

Notes

Mini loaves. Divide and layer the batter and cream cheese into 4-5 mini loaf pans and bake for 30-35 minutes. 
Store the bread in an airtight container or bag in the fridge for up to a week or wrap it tightly with plastic and again with foil and freeze for up to 3 months.

Nutrition

Calories: 2102kcal, Carbohydrates: 284g, Protein: 31g, Fat: 97g, Saturated Fat: 56g, Cholesterol: 504mg, Sodium: 2679mg, Potassium: 1048mg, Fiber: 8g, Sugar: 165g, Vitamin A: 3560IU, Vitamin C: 15.4mg, Calcium: 222mg, Iron: 8mg

Nutrition information is automatically calculated, so should only be used as an approximation.

Recipe FAQ

How to store?

Store in an airtight container or bag in the fridge for up to a week or wrap it tightly with plastic and again with aluminum foil and freeze for up to 3 months. Leftovers would make delicious French Toast or even French Toast Casserole.

This recipe was originally published March 2014.

About Kristyn

Kristyn Merkley is a published cookbook author, wife, mom of six, and major food enthusiast! For the past 15 years, she has been sharing foolproof, family-friendly recipes—each one tested in her kitchen—that anyone can master. As a seasoned recipe creator, she loves making cooking simple, stress-free, and totally doable for everyone!

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4.97 from 55 votes (28 ratings without comment)

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117 Comments

  1. Channy says:

    5 stars
    I make your recipe all the time. It’s so good!! Thanks for sharing!

    1. Kristyn Merkley says:

      Awe, thank you so much!!! Glad you like it!!

  2. Mark says:

    Can’t follow this. Can’t divide into two parts, split into 2 pans, and pour “remaining batter on cream cheese… There is nO remaining batter! From comments, I am not the only person confounded, I don’t see a yield explaining two loaves, what gives? So we are making one loaf and hoping for the best. Looks and sounds delicious!

    1. Kristyn Merkley says:

      You divide 1/2 the batter into 2, then pour the remaining batter over the top 🙂 Hope you like it!

  3. sharyn says:

    My banana bread is in the oven right now. I have no loaf pans so baked bread in a bundt pan. My question to you is: do I cool in the bundt pan or ??

    1. Lil' Luna says:

      Nothing wrong with that 🙂 I would let it cool for a few minutes in the pan, then I like to cool mine on the counter 🙂 Hope you liked it!

  4. Alice says:

    I made this and it was wonderful we put caramel sauce over our slice and it was banging
    Thank you for the recipe

    1. Lil' Luna says:

      Yay!! Thank you so much & caramel sounds yum!

  5. Erin says:

    5 stars
    Made this a few weeks ago and LOVED it, so I have made it several times since. My family can’t get enough of it! I think they are purposely NOT eating bananas so I make it 🙂 Wondering if you have tried any other types of breads with this? Has anyone tried a pumpkin cream cheese bread?

    1. Lil' Luna says:

      I haven’t. I have other pumpkin bread recipes, but I haven’t tried this same one, with pumpkin. I bet it would be delicious though!

  6. Ginny says:

    Saw this on Pinterest and had to try it. Turned out exactly as pictured. Tastes amazing, soft texture, and the house smells like goodness! Thanks! Will definitely have to try another one of your recipes.

    1. Lil' Luna says:

      I am so glad!! Thank you so much & I hope you do!

      1. Connie Otto says:

        5 stars
        I used one regular size loaf pan and it turned out great delicious.
        I also added some chocolate chips. Yum.

  7. Liz says:

    5 stars
    I made this for my BFF and hubby when they visited. They loved it and so did we!!! Making them their own loaf for their anniversary so they don’t have to share!!!

    1. Lil' Luna says:

      Oh, I am so glad!! Thank you for sharing that!

  8. Patyy klein says:

    In the oven now used to smaller pans hope it doesn’t run over

    1. Lil' Luna says:

      How did it turn out? I hope they were ok and that you liked them!! Thanks for giving them a try!

  9. Valerie Pohlman says:

    5 stars
    Ok, going to try to do some muffins! Have you tried this and did it work?
    Perfect recipe, by the way! I’ve been looking for a cream cheese filled banana bread recipe for a while now, and this is awesome!

    1. Lil' Luna says:

      I haven’t done them as muffins yet, but I’d love to know how they turn out!! Thank you so much!

  10. Patricia says:

    I have the small loaf pans. If I use them instead, do I turn the temperature down? Or bake for less time?

    Or, if I use a bundt pan, do I adjust the time and temperature?