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We’ve talked about our love for non-yeast bread recipes before – it runs deep! We especially love all versions of banana bread.
Mom found this tasty version that’s similar to our favorite but with a few modifications (upgrades if you will). Cream cheese banana bread has a sweet and tangy cream cheese layer swirled in the center. The added creaminess is the PERFECT addition.
To top it all off, we added a cinnamon and sugar crust! It’s definitely a new favorite with some next-level deliciousness. Best yet, it’s just as simple as our other sweet breads!
If you love banana bread, you’ll want to try this cream cheese stuffed version! Check out Moist Banana Bread, Chocolate Banana Bread, and Chocolate Chip Banana Bread for more tasty variations.
Why we think you’ll love it:
- Extra sweet. Topped with cinnamon and sugar, it has a deliciously sweet crust.
- Cream cheese filling. Tangy and sweet, the cream cheese swirl is what makes this banana bread next level!
- Still no yeast. Quick breads are simple and sweet, and this cream cheese banana bread is no different.

Cream Cheese Banana Bread Ingredients and Substitutions
Bread
- 1 cup sugar
- ½ cup unsalted butter, softened – see How to Soften Butter Quickly
- 2 eggs – room temperature
- 3 ripe bananas, mashed – see How to Ripen Bananas
- 1 teaspoon salt
- 1 teaspoon baking soda
- 4 tablespoons sour cream – or plain Greek yogurt
- 2 cups all-purpose flour – see How to Measure Flour
- 1 tablespoon sugar
- ½ teaspoon cinnamon
Cream Cheese Mixture
- 8-10 ounces cream cheese, softened
- ⅓ cup sugar
- 1 egg
- 1 tablespoon all-purpose flour
- optional topping – Sprinkle with chopped pecans or walnuts on top of the batter before baking.




How to Make Cream Cheese Banana Bread
- PREP. Preheat the oven to 350°F. Spray two 9×5-inch bread pans with cooking spray.
- BATTER. In a large bowl use an electric mixer to mix sugar, softened butter, and eggs. In a separate bowl, dissolve baking soda in sour cream and add it to the sugar mixture. Mix in 3 mashed bananas.
- Mix in salt, and flour. Stir to combine.
- Divide the batter into 2 bowls. Take the batter from the first bowl and pour it evenly into TWO 9×5-inch loaf pans.
- CREAM CHEESE FILLING. In a medium mixing bowl mix cream cheese, sugar, egg, and flour until smooth and creamy. Layer evenly over the mixture in both bread pans.
- Divide the batter from the second bowl evenly in both pans, covering the layer of cream cheese.
- BAKE. Sprinkle the top with 1 tablespoon of sugar mixed with ½ teaspoon of cinnamon before baking for 50 minutes. Cool for a few minutes in the pan, then place on a cooling rack to finish cooling.
Make Different Sizes
Mini loaves. Separate the batter into two bowls. Divide the batter from one bowl into the mini pans. Evenly divide the cream cheese mixture and the remaining banana bread batter between the pans. Bake for about 30-35 minutes.
Muffins. Separate the batter into two bowls. Divide the batter from one bowl into the cupcake tins filling each tin about ¼ of the way. Next, put the cream cheese mixture into a piping bag to make it easier to add to each muffin. Add an even amount of the cream cheese mixture into the tins and then top that with the remaining batter. Bake for about 25 minutes.
Bundt pans. Pour half the batter into a well-greased bundt pan. Spread on the cream cheese layer and top off with the remaining batter. Bake for closer to 1 hour.


Cream Cheese Banana Bread
Ingredients
- 1 cup sugar
- ½ cup unsalted butter, softened
- 2 eggs
- 3 ripe bananas, mashed
- 1 teaspoon salt
- 1 teaspoon baking soda
- 4 tablespoons sour cream
- 2 cups all-purpose flour
- 1 tablespoon sugar
- ½ teaspoon cinnamon
Cream Cheese Mixture
- 8-10 ounces cream cheese, softened
- ⅓ cup sugar
- 1 egg
- 1 tablespoon all-purpose flour
Instructions
- Preheat the oven to 350°F. Spray two 9×5-inch bread pans with cooking spray.
- In a large bowl, mix sugar, butter, and eggs. In a separate bowl, dissolve baking soda in sour cream and add it to the sugar mixture. Add bananas, salt, and 2 cups flour. Stir until combined.
- Divide the batter into 2 bowls. Now take the batter from the first bowl and pour it evenly into two bread pans.
- Mix cream cheese, sugar, egg, and flour in a bowl until smooth and creamy. Layer evenly over the mixture in both bread pans.
- Divide the batter from the second bowl evenly in both pans, covering the layer of cream cheese.
- Sprinkle top with 1 tablespoon of sugar mixed with ½ teaspoon cinnamon before baking.
- Bake for 50 min. Cool and serve.
Video
Notes
Nutrition
Nutrition information is automatically calculated, so should only be used as an approximation.
Recipe FAQ
Store in an airtight container or bag in the fridge for up to a week or wrap it tightly with plastic and again with aluminum foil and freeze for up to 3 months. Leftovers would make delicious French Toast or even French Toast Casserole.
More Like This
Banana Bread Recipes
Chocolate Banana Bread
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Chocolate Chip Banana Bread
55 mins
Banana Nut Bread
1 hr 10 mins
Peanut Butter Banana Bread
1 hr 8 mins
Quick Breads
Blueberry Bread
1 hr
Cinnamon Quick Bread
55 mins
Zucchini Bread
1 hr 20 mins
Almond Poppy Seed Bread
1 hr 10 mins
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This recipe was originally published March 2014.
I make your recipe all the time. It’s so good!! Thanks for sharing!
Awe, thank you so much!!! Glad you like it!!
Can’t follow this. Can’t divide into two parts, split into 2 pans, and pour “remaining batter on cream cheese… There is nO remaining batter! From comments, I am not the only person confounded, I don’t see a yield explaining two loaves, what gives? So we are making one loaf and hoping for the best. Looks and sounds delicious!
You divide 1/2 the batter into 2, then pour the remaining batter over the top 🙂 Hope you like it!
My banana bread is in the oven right now. I have no loaf pans so baked bread in a bundt pan. My question to you is: do I cool in the bundt pan or ??
Nothing wrong with that 🙂 I would let it cool for a few minutes in the pan, then I like to cool mine on the counter 🙂 Hope you liked it!
I made this and it was wonderful we put caramel sauce over our slice and it was banging
Thank you for the recipe
Yay!! Thank you so much & caramel sounds yum!
Made this a few weeks ago and LOVED it, so I have made it several times since. My family can’t get enough of it! I think they are purposely NOT eating bananas so I make it 🙂 Wondering if you have tried any other types of breads with this? Has anyone tried a pumpkin cream cheese bread?
I haven’t. I have other pumpkin bread recipes, but I haven’t tried this same one, with pumpkin. I bet it would be delicious though!
Saw this on Pinterest and had to try it. Turned out exactly as pictured. Tastes amazing, soft texture, and the house smells like goodness! Thanks! Will definitely have to try another one of your recipes.
I am so glad!! Thank you so much & I hope you do!
I used one regular size loaf pan and it turned out great delicious.
I also added some chocolate chips. Yum.
I made this for my BFF and hubby when they visited. They loved it and so did we!!! Making them their own loaf for their anniversary so they don’t have to share!!!
Oh, I am so glad!! Thank you for sharing that!
In the oven now used to smaller pans hope it doesn’t run over
How did it turn out? I hope they were ok and that you liked them!! Thanks for giving them a try!
Ok, going to try to do some muffins! Have you tried this and did it work?
Perfect recipe, by the way! I’ve been looking for a cream cheese filled banana bread recipe for a while now, and this is awesome!
I haven’t done them as muffins yet, but I’d love to know how they turn out!! Thank you so much!
I have the small loaf pans. If I use them instead, do I turn the temperature down? Or bake for less time?
Or, if I use a bundt pan, do I adjust the time and temperature?