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We’ve talked about our love for non-yeast bread recipes before – it runs deep! We especially love all versions of banana bread.

Mom found this tasty version that’s similar to our favorite but with a few modifications (upgrades if you will). Cream cheese banana bread has a sweet and tangy cream cheese layer swirled in the center. The added creaminess is the PERFECT addition.

To top it all off, we added a cinnamon and sugar crust! It’s definitely a new favorite with some next-level deliciousness. Best yet, it’s just as simple as our other sweet breads!

If you love banana bread, you’ll want to try this cream cheese stuffed version! Check out Moist Banana Bread, Chocolate Banana Bread, and Chocolate Chip Banana Bread for more tasty variations.

Why we think you’ll love it:

  • Extra sweet. Topped with cinnamon and sugar, it has a deliciously sweet crust.
  • Cream cheese filling. Tangy and sweet, the cream cheese swirl is what makes this banana bread next level!
  • Still no yeast. Quick breads are simple and sweet, and this cream cheese banana bread is no different.
Eggs, bananas, sugar, flour, and other ingredients on a kitchen counter.

Cream Cheese Banana Bread Ingredients and Substitutions

Bread

  • 1 cup sugar
  • ½ cup unsalted butter, softened see How to Soften Butter Quickly
  • 2 eggs – room temperature
  • 3 ripe bananas, mashed – see How to Ripen Bananas
  • 1 teaspoon salt
  • 1 teaspoon baking soda
  • 4 tablespoons sour cream – or plain Greek yogurt
  • 2 cups all-purpose flour – see How to Measure Flour
  • 1 tablespoon sugar
  • ½ teaspoon cinnamon

Cream Cheese Mixture

  • 8-10 ounces cream cheese, softened
  • ⅓ cup sugar
  • 1 egg
  • 1 tablespoon all-purpose flour
  • optional topping Sprinkle with chopped pecans or walnuts on top of the batter before baking.

How to Make Cream Cheese Banana Bread

  1. PREP. Preheat the oven to 350°F. Spray two 9×5-inch bread pans with cooking spray.
  2. BATTER. In a large bowl use an electric mixer to mix sugar, softened butter, and eggs. In a separate bowl, dissolve baking soda in sour cream and add it to the sugar mixture. Mix in 3 mashed bananas.
    • Mix in salt, and flour. Stir to combine.
    • Divide the batter into 2 bowls. Take the batter from the first bowl and pour it evenly into TWO 9×5-inch loaf pans.
  3. CREAM CHEESE FILLING. In a medium mixing bowl mix cream cheese, sugar, egg, and flour until smooth and creamy. Layer evenly over the mixture in both bread pans.
    • Divide the batter from the second bowl evenly in both pans, covering the layer of cream cheese.
  4. BAKE. Sprinkle the top with 1 tablespoon of sugar mixed with ½ teaspoon of cinnamon before baking for 50 minutes. Cool for a few minutes in the pan, then place on a cooling rack to finish cooling.

Make Different Sizes

Mini loaves. Separate the batter into two bowls. Divide the batter from one bowl into the mini pans. Evenly divide the cream cheese mixture and the remaining banana bread batter between the pans. Bake for about 30-35 minutes.

Muffins. Separate the batter into two bowls. Divide the batter from one bowl into the cupcake tins filling each tin about ¼ of the way. Next, put the cream cheese mixture into a piping bag to make it easier to add to each muffin. Add an even amount of the cream cheese mixture into the tins and then top that with the remaining batter. Bake for about 25 minutes. 

Bundt pans. Pour half the batter into a well-greased bundt pan. Spread on the cream cheese layer and top off with the remaining batter. Bake for closer to 1 hour. 

Cream cheese banana bread in the center of sliced bread.
4.99 from 63 votes

Cream Cheese Banana Bread

Our no-yeast cream cheese banana bread is a delicious twist on a classic with a sweet and tangy center and cinnamon sugar crust.
Servings: 16 slices (2 loaves)
Prep: 10 minutes
Cook: 50 minutes
Total: 1 hour

Video

Ingredients 

  • 1 cup sugar
  • ½ cup unsalted butter, softened
  • 2 eggs
  • 3 ripe bananas, mashed
  • 1 teaspoon salt
  • 1 teaspoon baking soda
  • 4 tablespoons sour cream
  • 2 cups all-purpose flour
  • 1 tablespoon sugar
  • ½ teaspoon cinnamon

Cream Cheese Mixture

  • 8-10 ounces cream cheese, softened
  • cup sugar
  • 1 egg
  • 1 tablespoon all-purpose flour

Instructions 

  • Preheat the oven to 350°F. Spray two 9×5-inch bread pans with cooking spray.
  • In a large bowl, mix sugar, butter, and eggs. In a separate bowl, dissolve baking soda in sour cream and add it to the sugar mixture. Add bananas, salt, and 2 cups flour. Stir until combined.
  • Divide the batter into 2 bowls. Now take the batter from the first bowl and pour it evenly into two bread pans.
  • Mix cream cheese, sugar, egg, and flour in a bowl until smooth and creamy. Layer evenly over the mixture in both bread pans.
  • Divide the batter from the second bowl evenly in both pans, covering the layer of cream cheese.
  • Sprinkle top with 1 tablespoon of sugar mixed with ½ teaspoon cinnamon before baking.
  • Bake for 50 min. Cool and serve.
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Notes

Mini loaves. Divide and layer the batter and cream cheese into 4-5 mini loaf pans and bake for 30-35 minutes. 
Store the bread in an airtight container or bag in the fridge for up to a week or wrap it tightly with plastic and again with foil and freeze for up to 3 months.

Nutrition

Calories: 264kcal, Carbohydrates: 36g, Protein: 4g, Fat: 12g, Saturated Fat: 7g, Polyunsaturated Fat: 1g, Monounsaturated Fat: 3g, Trans Fat: 0.2g, Cholesterol: 62mg, Sodium: 272mg, Potassium: 133mg, Fiber: 1g, Sugar: 21g, Vitamin A: 445IU, Vitamin C: 2mg, Calcium: 28mg, Iron: 1mg

Nutrition information is automatically calculated, so should only be used as an approximation.

Recipe FAQ

How to store?

Store in an airtight container or bag in the fridge for up to a week or wrap it tightly with plastic and again with aluminum foil and freeze for up to 3 months. Leftovers would make delicious French Toast or even French Toast Casserole.

This recipe was originally published March 2014.

About Kristyn

Kristyn Merkley is a published cookbook author, wife, mom of six, and major food enthusiast! For the past 15 years, she has been sharing foolproof, family-friendly recipes—each one tested in her kitchen—that anyone can master. As a seasoned recipe creator, she loves making cooking simple, stress-free, and totally doable for everyone!

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4.99 from 63 votes (28 ratings without comment)

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Recipe Rating




111 Comments

  1. Charity says:

    5 stars
    Ive made this, and its so good! Better than the other recipe i always use.

    Can i use brown sugar instead of white? As we don’t always use white sugar. And we like brown sugar than white.

    1. Kristyn Merkley says:

      That makes me happy to hear! I personally have not tried, but I am sure brown sugar can be used. You’ll have to let me know if you try!

  2. Willow says:

    5 stars
    Do you have to store it in the fridge Or can you leave it out?

    1. Kristyn Merkley says:

      I usually leave it out, but you can put store in the fridge.

  3. Karmen says:

    5 stars
    I have a quesTIon. Does the filling supposed to be actual Thick filling like in Other dEsserts or baked ?

    1. Kristyn Merkley says:

      It is still thick & creamy 🙂

  4. Johnette says:

    How would you cOnvert this tO gluten free?

    1. Kristyn Merkley says:

      You would need to substitute the flour, but I am not what other ingredients. I’m not too familiar with the gluten diet, other than the flour.

  5. laura says:

    I would just like to know do we bake both pans at the same time>? this is why it takes 50 mins?

    1. Kristyn Merkley says:

      Yes, you bake them both at the same time 🙂

  6. Ashley Elliott says:

    Does using frozen bananas effect the bread at all?

    1. Kristyn Merkley says:

      I would let them thaw out first 😉

    2. Sunshine baker says:

      No it dOes not affect the taste or texture of the bread.

  7. Flo de Guzman says:

    This bread is soooo good! My hubby absolutely loved it cause of the cream cheese swirl! I especially love the cinnamon-sugar topping.
    I did make a couple of changes for my tastebuds (hope you don’t mind), I substituted 1/2 c brown sugar and 1/2 c white sugar for the 1C of sugar, & added 1 tsp of vanilla.
    This will definitely be added to my bake-often list! Thank you!!

    1. Kristyn Merkley says:

      Of course, I don’t mind 🙂 That’s what baking or cooking is all about. I am so glad your hubby liked it! Thank you so much for letting me know 🙂

  8. Sunshine baker says:

    4 stars
    It was very moist and has a nice flavor with the cinnamon sugar topping and the cream cheese layer. Next time I would reduce the sugar a bit though as it was too sweet for us.

    1. Kristyn Merkley says:

      Thank you for trying it! Yes, you definitely could take some out 🙂

  9. Sharon says:

    5 stars
    Great recipe. I added 1/4 cup of chopped walnuts to the batter. I didn’t have 2 loaf pans so I used a bundt pan instead. Baked at 350 for 40 minutes. Added a quick glaze of powdered sugar,milk and vanilla extract after baking. Then, sprinkled the top with more chopped walnuts. Delicious! Thanks for sharing 🙂

    1. Kristyn Merkley says:

      That works too! Thank you for sharing! I am so glad you liked it!

  10. Alaina says:

    is the butter unsalted or salted in the recipe?

    1. Kristyn Merkley says:

      I like to use unsalted 🙂