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Our favorite bean dip recipe is ready to enjoy in only 30 minutes. Enjoy it with chips, tacos, or any Mexican dish!

Chip being dipped into the best bean dip recipe.
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The Best Bean Dip Recipe!

We love to include dips in our Mexican spreads and at our fiestas like Cinco de Mayo.

This specific refried bean dip is our ALL-TIME favorite not only because it’s easy, but because it’s delicious and always gets 5-star reviews. It’s similar to a loved dip from a local AZ restaurant (but even better) and can be made at home ALL of the time! Plus, it’s filled with cream cheese, sour cream AND cheese!

This classic dip has to be our #1 choice when it comes to bean dips, but we also love our Black Bean Dip and Crock Pot Bean Dip.

WHY WE LOVE IT:

  • Ready in minutes. The simple ingredients whip this up in under 30 minutes!
  • Party favorite. This bean dip is sure to be a hit at any gathering, making it a go-to Mexican Appetizer for social events.
  • Slow cooker option. The recipe provides an alternative cooking method, allowing for a delicious, hands-off approach to making the dip.
Bean dip recipe ingredients on table.

INGREDIENTS

  • 1 (16-ounce) can refried beans – use a store-bought can or make homemade Canned Refried Beans
  • 1 cup sour cream – or plain Greek yogurt
  • 4 ounces cream cheese, softened – room temperature
  • 1 (1-ounce) package taco seasoning – Or 3 tablespoons of our Taco Seasoning Recipe (a mix of chili powder, garlic powder, onion powder, red pepper flakes, dried oregano, paprika, cumin, salt, and black pepper).
  • ¼ cup salsa – store-bought or Homemade Salsa
  • 1 cup shredded Mexican cheese – A Mexican cheese blend uses cheddar cheese, Monterey Jack cheese, asadero cheese, and queso quesadilla cheese.
  • optional mix-ins – store in precooked ground beef or sausage
  • optional garnish – jalapenos, green chiles, sliced black olives, chopped tomatoes, fresh cilantro, green onions, or shredded lettuce
  • serve with Tortilla Chips, corn chips, Fritos, or Doritos, Quesadillas, vegetables like carrots or celery

How to Make Bean Dip

  1. PREP. Preheat the oven to 350°F.
  2. COMBINE. In a medium bowl, mix 1 can of refried beans, 1 cup sour cream, and 4 ounces of cream cheese until well combined. Add 1 packet of taco seasoning and ¼ cup salsa and stir to combine.
  3. BAKE + ENJOY! Spread the bean mixture into an 8×8-inch baking dish and top with 1 cup shredded cheese. Bake for 25 minutes.
Chip being dipped into the best bean dip.

Slow Cooker Directions

  1. ASSEMBLE. Mix all ingredients minus the shredded cheese. Put half of the bean dip in the crock pot and cover it with half of the cheese. Add the rest of the bean dip and top with the remaining cheese.
  2. HEAT. Cook on low for 2-3 hours or until the dip is heated through and the cheese is melted. It can stay on the “warm” setting for up to 4 hours.

See also our Crock Pot Bean Dip.

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5 from 379 votes

Bean Dip Recipe

By: Lil’ Luna
Our favorite bean dip recipe is ready to enjoy in only 30 minutes. Enjoy it with chips, tacos, or any Mexican dish!
Servings: 8
Prep: 5 minutes
Cook: 25 minutes
Total: 30 minutes

Ingredients 

  • 1 (16-ounce) can refried beans
  • 1 cup sour cream
  • 4 ounces cream cheese, softened
  • 1 (1-ounce) package taco seasoning
  • ¼ cup salsa, store-bought or homemade
  • 1 cup shredded Mexican cheese

Instructions 

  • Preheat the oven to 350°F.
  • In a medium bowl, mix beans, sour cream, and cream cheese until well combined. Add taco seasoning and salsa and stir to combine.
  • Pour into an 8×8-inch baking dish and top with shredded cheese. Bake for 25 minutes.
  • Serve hot with tortilla chips.

Video

Notes

Prep ahead of time. Mix the dip 1-2 days before and store in an airtight container in the fridge until ready to top with cheese, heat, and serve. 
Slow cooker directions. Mix all the ingredients except the shredded cheese. Spoon half of the bean dip into the slow cooker and cover with half of the cheese, then add the rest of the bean dip and top with the remaining cheese. Cook on low for 2–3 hours, or until the dip is heated through and the cheese is melted.
Store leftovers in an airtight container in the refrigerator for 3-4 days or in the freezer for 2-3 months. Thaw in the fridge, and reheat slowly. If needed, add a bit of milk to smooth into a creamy texture.  

Nutrition

Serving: 0.5cup, Calories: 159kcal, Carbohydrates: 3g, Protein: 5g, Fat: 14g, Saturated Fat: 8g, Polyunsaturated Fat: 1g, Monounsaturated Fat: 4g, Cholesterol: 45mg, Sodium: 203mg, Potassium: 88mg, Fiber: 0.2g, Sugar: 2g, Vitamin A: 513IU, Vitamin C: 0.5mg, Calcium: 137mg, Iron: 0.2mg

Nutrition information is automatically calculated, so should only be used as an approximation.

Recipe FAQ

Make ahead of time?

Mix the dip 1-2 days before and store in an airtight container in the fridge until ready to top with cheese, heat, and serve. 

How to store bean dip?

Store leftovers in an airtight container in the fridge for about 3 days or in the freezer for 2-3 months. Thaw in the fridge, and reheat slowly. If needed, add a bit of milk to smooth into a creamy texture.  

About Kristyn

My name is Kristyn and I’m the mom of SIX stinkin’ cute kids and the wife to my smokin’ hot hubby, Lo. My mom’s maiden name is Luna, and I’m one of the many crafty “Lil’ Lunas” in the fam. On this site I like to share all things creative - from recipes to home decor to gifts and home decor ideas. Welcome!

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5 from 379 votes (295 ratings without comment)

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Recipe Rating




198 Comments

  1. Bonnie Kate says:

    5 stars
    One of my absolute favorite things to take to a potluck/party or just make for myself. Super easy, always have the ingredients on hand, gives me a great way to use up those taco seasoning packets that always seem to accumulate in my pantry, and, most importantly, it tastes phenomenal. Quite frankly, this bean dip is lit.

    (I would rate this 5 stars, but the website won’t let me select it :/ )

    1. Lil' Luna says:

      Thank you so much!!! We love it too!!! Thank you for telling me 🙂

  2. Alyssa says:

    I make something similar but increase the salsa and add canned chili! I cube 2 packages of cream cheese and lay on the bottom of a (9×9?) casserole dish. Spoon over a small jar of salsa of choice, then two jars of chili with beans. Sprinkle with cheddar and bake at 350 until cheese is melted and it’s heated through! It’s always a hit!

    1. Lil' Luna says:

      Sounds amazing!! I’ll have to give that a try 🙂 Thanks for sharing!

  3. Debbie says:

    looks yum – serve this in a taco instead of plain boring beans

    1. Lil' Luna says:

      Great idea!! Thanks for stopping by!!

  4. Debbie Kearns says:

    Why did you say, “Combine beans, sour cream, and cream cheese in a bowl until well combined”, even though the sour cream is missing on your ingredient list?

    1. Debbie Kearns says:

      Oh, I forgot… the sour cream is at the top of the ingredient list. My bad.

    2. Lil' Luna says:

      Ha, no worries!! I hope you tried and liked the recipe!

      1. Debbie Kearns says:

        Yes, I did, just now. And it was pretty good. A bit spicy, but good. Thanks.

  5. Deb Ramey says:

    5 stars
    The Cream Cheese Bean Dip sounds Amazing. I am going to try this, this weekend.

    1. Lil' Luna says:

      It is amazing!! Did you try it? I hope you liked it!!

  6. Tricia says:

    5 stars
    This is a bland version from what I use. Replace the taco packet with enchilada packet and the refried beans with the beans with green chillies. It’s not to hot but lots more flavor.

    1. Britney Manns says:

      It’s literally called bean dip

  7. Patsy says:

    5 stars
    Just stumbled across this recipe and made it for lunch because I had the ingredients on hand. I used spicy Black refried beans and spicy blend taco cheese. I had forgotten to soften the cream cheese so it wouldn’t stir in. So pulled out my hand mixer and whipped it so the cream cheese would break down. It came out super fluffy and creamy. Great Recipe Thanks for posting!

  8. tanya says:

    I bet this dip would be the first to go!

  9. Ciao Florentina says:

    5 stars
    Holy cheese seduction ! I’m all about this insanity !

  10. Serena | Serena Bakes Simply From Scratch says:

    I love all the cheesy goodness in this dip! I could make it and enjoy it all to myself! Yum!