We love to include dips in our Mexican spreads and at our fiestas like Cinco de Mayo (and any party, if we’re being real). This specific bean dip recipe is our ALL-TIME favorite not only because it’s easy, but because it’s delicious and always gets 5-star reviews.
It’s similar to a loved dip from a local AZ restaurant (but even better) and can be made at home ALL of the time! Plus, it’s filled with cream cheese, sour cream AND cheese!
This classic dip has to be our #1 choice when it comes to bean dips, but we also love our Black Bean Dip and 7 layer Bean Dip.
Why we think you’ll love it:
- Ready in minutes. The simple ingredients whip this up in under 30 minutes!
- Party favorite. This bean dip is sure to be a hit at any gathering, making it a go-to Mexican Appetizer for social events.
- Slow cooker option. The recipe provides an alternative cooking method, allowing for a delicious, hands-off approach to making the dip.

Bean Dip Recipe Ingredients
- Refried beans (16-ounce can)- The beans provide the hearty base, thick and scoopable, with savory bean flavor that carries the seasonings. Use a store-bought can or make homemade Canned Refried Beans
- Sour cream (1 cup)- the sour cream adds tang and silkiness, loosens the beans a bit, and keeps the dip creamy. You can also use plain Greek yogurt.
- Cream cheese, softened (4 ounces)- The cream cheese melts into the mixture for a luscious, ultra creamy texture.
- Taco seasoning (1-ounce package)- The seasoning brings a balanced blend of chili, cumin, garlic, and onion for classic Tex Mex flavor in every bite. You can also use 3 tablespoons of our Taco Seasoning Recipe (a mix of chili powder, garlic powder, onion powder, red pepper flakes, dried oregano, paprika, cumin, salt, and black pepper).
- Salsa, store-bought or Homemade Salsa (¼ cup)- Salsa adds gentle acidity and moisture so the dip bakes bubbly instead of dry.
- Shredded Mexican cheese (1 cup)- The cheese melts on top into a gooey, golden blanket and adds salty, cheesy goodness. A Mexican cheese blend uses cheddar cheese, Monterey Jack cheese, asadero cheese, and queso quesadilla cheese.
- optional mix-ins – Stir in precooked ground beef or sausage.
- optional garnish – Top with jalapenos, green chiles, sliced black olives, chopped tomatoes, fresh cilantro, green onions, or shredded lettuce.
- serve with – Tortilla Chips, corn chips, Fritos, or Doritos, Quesadillas, vegetables like carrots or celery
How to Make Bean Dip


PREP. Preheat the oven to 350°F.
COMBINE. In a medium bowl, mix refried beans, sour cream, and cream cheese until well combined. Add taco seasoning and salsa and stir to combine.


BAKE + ENJOY! Spread the bean mixture into an 8×8-inch baking dish and top with 1 cup shredded cheese. Bake for 25 minutes.


Kristyn’s Recipe Tips
- Want it spicier? Stir in chopped jalapeños or a dash of hot sauce.
- Crock pot. Layer the bean mixture and cheese into the pot. Cook on low for 2–3 hours, or until the dip is heated through and the cheese is melted.
- Top with jalapenos, green chiles, sliced black olives, chopped tomatoes, fresh cilantro, green onions, or shredded lettuce.
- Serve with Tortilla Chips, corn chips, Fritos, or Doritos, Quesadillas, and vegetables like carrots or celery.
Slow Cooker Directions
- ASSEMBLE. Mix all ingredients minus the shredded cheese. Put half of the bean dip in the crock pot and cover it with half of the cheese. Add the rest of the bean dip and top with the remaining cheese.
- HEAT. Cook on low for 2-3 hours or until the dip is heated through and the cheese is melted. It can stay on the “warm” setting for up to 4 hours.
See also our Crock Pot Bean Dip.

Bean Dip Recipe
Video
Ingredients
- 1 (16-ounce) can refried beans
- 1 cup sour cream
- 4 ounces cream cheese, softened
- 1 (1-ounce) package taco seasoning
- ¼ cup salsa, store-bought or homemade
- 1 cup shredded Mexican cheese
Instructions
- Preheat the oven to 350°F.
- In a medium bowl, mix beans, sour cream, and cream cheese until well combined. Add taco seasoning and salsa and stir to combine.
- Pour into an 8×8-inch baking dish and top with shredded cheese. Bake for 25 minutes.
- Serve hot with tortilla chips.
Notes
- Want it spicier? Stir in chopped jalapeños or a dash of hot sauce.
- Top with jalapenos, green chiles, sliced black olives, chopped tomatoes, fresh cilantro, green onions, or shredded lettuce.
- Serve with Tortilla Chips, corn chips, Fritos, or Doritos, Quesadillas, and vegetables like carrots or celery.
Nutrition
Nutrition information is automatically calculated, so should only be used as an approximation.
Recipe FAQ
Mix the dip 1-2 days before and store in an airtight container in the fridge until ready to top with cheese, heat, and serve.
Store leftovers in an airtight container in the fridge for about 3 days or in the freezer for 2-3 months. Thaw in the fridge, and reheat slowly. If needed, add a bit of milk to smooth into a creamy texture.
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This recipe was first published July, 2014.
























I love how easy & cheesy this dip is! Chips & dip is our favorite snack & appetizer, especially bean dip. This was perfect!
I love Mexican food for feeding a crowd and this dip is one of those go-tos!
It sure is! It is always gone so fast! Thank you so much!
Fast – Easy – Delicious. We doubled the beans because we like beans. It’s even good cold.
Only changes are I leave out the salsa – that goes as a side – add the cheese (and sliced black olives) after the bake to keep the cheese from setting ir burning on top. This is so easy and customizable.
Thanks for this new addiction.
You are so welcome!! And, yes, totally customizable 🙂 Thank you for sharing what you did!
Love this bean dip! Just made it for our family get together.
Yay!! I am so glad you liked it! Thank you 🙂
I love your website. It is easy to read and print. Love the pictures. It is so much better than the other sites I have been visiting. Thanks!!
You are so sweet! Thank you so much for letting me know!! I am glad you do & I am glad you liked the bean dip!
I made the bean dip . It is sooooooo delicious. I love it!! Thanks for posting
Going to try your Cream Cheese Bean Dip…it sounds absolutely awesome!
I see other recipes that I will try too…enjoy your blog!!
You are so nice!! I hope you like them all!!
This was so delicious! I loved it!! Thank yo for all your wonderful recipes!!! Everything always tastes good and turns out well for me!!
Awe, you are so nice! Thank you so much for sharing that! I am glad you do 🙂
Your recipes look and sound very delicious. I love the chip dips. First time looking, so I have a lot to look at and find other recipes I want to make. Thank you so much for sharing your recipes.
You are so sweet!! I’d love to know what you think of the ones you try! Hope you find some that look good to you 🙂
Thank you for not publishing my email address.