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This easy cheesy bean dip is ready to enjoy in only 30 minutes. It’s a favorite to eat with chips, tacos, or any Mexican dish!

This classic bean dip has to be our #1 choice when it comes to bean dips, but we also have love our 7 Layer Bean Dip, Black Bean Dip, and Crock Pot Bean Dip.

Chip being dipped into the best bean dip.
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our All-Time Favorite Bean Dip!

We love to include dips as an appetizer in our Mexican spreads and at our fiestas like Cinco de Mayo.

This specific bean dip recipe is our all-time favorite and not only because it’s easy, but because it’s delicious and always get 5 STAR reviews.

Why we love it:

  • Better than the restaurant. It’s similar to a loved dip from a local AZ restaurant (but even better) and can be made at home ALL of the time!
  • Ready in minutes. Whip this up in under 30 minutes!
  • Party favorite. This bean dip is sure to be a hit at any gathering, making it a go-to Mexican Appetizer for social events.
  • Slow cooker option. The recipe provides an alternative cooking method, allowing for a delicious, hands-off approach to making the dip.
Bean dip ingredients on table.

Only 6 Ingredients

  • sour cream or plain Greek yogurt
  • refried beans – use a store-bought can or make homemade Canned Refried Beans
  • cream cheese – room temperature
  • taco seasoning – homemade Taco Seasoning or store-bought.
  • Mexican cheese A Mexican cheese blend uses cheddar cheese, Monterey Jack cheese, asadero cheese, and queso quesadilla cheese. Make your own blend using those cheeses.
  • salsa – store-bought or Homemade Salsa
  • toppings + add-ins: jalapenos, green chilies, onions, chopped tomatoes, cilantro, green onions, etc.
Combining cream cheese and refried beans in a white bowl.

Just Mix and Bake

  1. PREP. Preheat the oven to 350ยฐF.
  2. COMBINE. In a medium bowl, mix beans, sour cream, and cream cheese until well combined. Add taco seasoning and salsa and stir to combine.
  3. BAKE + ENJOY! Pour into an 8-x-8-inch baking dish and top with shredded cheese. Bake for 25 minutes.

Slow Cooker Directions

If time permits, let this dip cook for a few hours and make it in a crock pot.

  • ASSEMBLE. Mix all ingredients minus the shredded cheese. Put half of the bean dip in the crock pot and cover it with half of the cheese. Add the rest of the bean dip and top with the remaining cheese.
  • HEAT. Cook on low for 2-3 hours or until the dip is heated through and the cheese is melted. It can stay on the “warm” setting for up to 4 hours.
A white bowl filled with taco seasoning.

Recipe Tips

  • Spice it up by adding sliced jalapenos, green chiles, and roasted red peppers. Use spicy taco mix, hot salsa, or chili powder.
  • Add a protein like cooked ground beef or Shredded Chicken.
  • Add seasonings to adjust the flavor with salt, pepper, garlic salt, onion powder, or cumin.
  • Garnish with fresh cilantro, green onion, sliced black olives, diced tomatoes, and shredded lettuce.
  • Serving suggestions.
Adding salsa to bean and cream cheese mixture.

Storing Tips

  • Make ahead of time. Make refried bean dip ahead of time by mixing all minus the shredded cheese. Refrigerate until you’re ready to bake it. Store for up to 2 or 3 days before baking.
  • STORE. This leftover easy bean dip recipe can be stored in an airtight container in the fridge for about 3 days or frozen for 2-3 months.
  • Reheat. Easily reheat leftovers in the microwave. For a large amount, put it in the oven at a low temperature until heated through.
Chip being dipped into Bean Dip Recipe.

For More Dips:

5 from 378 votes

Bean and Cheese Dip

By: Lil’ Luna
Our favorite bean and cheese dip is ready to enjoy in only 30 minutes. Enjoy it with chips, tacos, or any Mexican dish!
Servings: 8
Prep: 5 minutes
Cook: 25 minutes
Total: 30 minutes

Ingredients 

  • 1 (16-ounce) can refried beans
  • 1 cup sour cream
  • 4 ounces cream cheese, softened
  • 1 (1-ounce) package taco seasoning
  • ยผ cup salsa, store-bought or homemade
  • 1 cup shredded Mexican cheese

Instructions 

  • Preheat the oven to 350ยฐF.
  • In a medium bowl, mix beans, sour cream, and cream cheese until well combined. Add taco seasoning and salsa and stir to combine.
  • Pour into an 8×8-inch baking dish and top with shredded cheese. Bake for 25 minutes.
  • Serve hot with tortilla chips.

Video

Notes

Prep ahead of time. Mix the dip 1-2 days before and store in an airtight container in the fridge until ready to top with cheese, heat, and serve.ย 
Slow cooker directions. Mix all the ingredients except the shredded cheese. Spoon half of the bean dip into the slow cooker and cover with half of the cheese, then add the rest of the bean dip and top with the remaining cheese. Cook on low for 2โ€“3 hours, or until the dip is heated through and the cheese is melted.
Store leftovers in an airtight container in the refrigerator for 3-4 days or in the freezer for 2-3 months. Thaw in the fridge, and reheat slowly. If needed, add a bit of milk to smooth into a creamy texture.ย ย 

Nutrition

Serving: 0.5cup, Calories: 159kcal, Carbohydrates: 3g, Protein: 5g, Fat: 14g, Saturated Fat: 8g, Polyunsaturated Fat: 1g, Monounsaturated Fat: 4g, Cholesterol: 45mg, Sodium: 203mg, Potassium: 88mg, Fiber: 0.2g, Sugar: 2g, Vitamin A: 513IU, Vitamin C: 0.5mg, Calcium: 137mg, Iron: 0.2mg

Nutrition information is automatically calculated, so should only be used as an approximation.

About Kristyn

My name is Kristyn and Iโ€™m the mom of SIX stinkinโ€™ cute kids and the wife to my smokinโ€™ hot hubby, Lo. My momโ€™s maiden name is Luna, and Iโ€™m one of the many crafty โ€œLilโ€™ Lunasโ€ in the fam. On this site I like to share all things creative - from recipes to home decor to gifts and home decor ideas. Welcome!

So Easy & So Yummy

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5 from 378 votes (295 ratings without comment)

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Recipe Rating




197 Comments

  1. Roni says:

    5 stars
    WOW!
    My daughter loves it!!!!

    1. Kristyn Merkley says:

      Yay!! I am glad she does! Thank you for trying it!

  2. Jen says:

    5 stars
    I made this dip last night with jusT a little less sour cream and taco seasoning called for. I added a dash of hot sauce and no salsa. It was extremely tasty, & i am definitely Putting this in my recipe box! ThaNks! ๐Ÿ™‚

    1. Kristyn Merkley says:

      That sounds perfect! Glad you liked it! Thank you so much!

  3. Teresa Gordon says:

    5 stars
    I have made the three ingredient ingredients chili cheese dip and it was quick and easy to make and was delicious . I am going to try the refried bean/cheese dip next. Thank you for sharing such great recipes .

    1. Kristyn Merkley says:

      You are so welcome ๐Ÿ˜‰ Glad you think that! Thank you!

  4. Norkeita says:

    5 stars
    Amazing!! Everyone loved it!!

    1. Kristyn Merkley says:

      Yay! Glad they did! Thank you so much!

  5. Mary Wright says:

    5 stars
    This came across one of my posts Today.. I can’t wait to try the bean dip.. Having a family get together this weekend.. So it’s going to be tried out then..

    1. Kristyn Merkley says:

      I hope it’s a hit!! Enjoy!

  6. Cynthia Turner says:

    5 stars
    This recipe looks so yummy. I want to thank you for taking your precious time to share with others. People like me so appreciate people like you! Blessings.

    1. Kristyn Merkley says:

      Awe, thank you so much for sharing that! I love sharing what I love ๐Ÿ™‚

  7. Tara says:

    5 stars
    Made this tonight for my family plus two neighbor families and it was such a hit! My husband told me before he isn’t a big Bean dip fan…he ate half of it by himself! Will be making it again soon!

    1. Kristyn Merkley says:

      Haha!! That’s what they all say, until they try ๐Ÿ™‚ Thank you so much for making it & for letting me know!

  8. Karsyn says:

    5 stars
    We can’t get enough of this dip. It is awesome!! And i love how simple it is to make.

  9. Mac says:

    We added chiles, roasted red pepPers, Jalepinos n onions to your revipe . Yum it was great

    1. Kristyn Merkley says:

      Sounds great!! So, glad you liked it!

  10. Olivia says:

    5 stars
    You just cant get enough of this dip. It has all the ingredients that I like and is so easy to put together. Great appetizer for a Party!