We love to include dips in our Mexican spreads and at our fiestas like Cinco de Mayo (and any party, if we’re being real). This specific bean dip recipe is our ALL-TIME favorite not only because it’s easy, but because it’s delicious and always gets 5-star reviews.
It’s similar to a loved dip from a local AZ restaurant (but even better) and can be made at home ALL of the time! Plus, it’s filled with cream cheese, sour cream AND cheese!
This classic dip has to be our #1 choice when it comes to bean dips, but we also love our Black Bean Dip and 7 layer Bean Dip.
Why we think you’ll love it:
- Ready in minutes. The simple ingredients whip this up in under 30 minutes!
- Party favorite. This bean dip is sure to be a hit at any gathering, making it a go-to Mexican Appetizer for social events.
- Slow cooker option. The recipe provides an alternative cooking method, allowing for a delicious, hands-off approach to making the dip.

Bean Dip Recipe Ingredients
- Refried beans (16-ounce can)- The beans provide the hearty base, thick and scoopable, with savory bean flavor that carries the seasonings. Use a store-bought can or make homemade Canned Refried Beans
- Sour cream (1 cup)- the sour cream adds tang and silkiness, loosens the beans a bit, and keeps the dip creamy. You can also use plain Greek yogurt.
- Cream cheese, softened (4 ounces)- The cream cheese melts into the mixture for a luscious, ultra creamy texture.
- Taco seasoning (1-ounce package)- The seasoning brings a balanced blend of chili, cumin, garlic, and onion for classic Tex Mex flavor in every bite. You can also use 3 tablespoons of our Taco Seasoning Recipe (a mix of chili powder, garlic powder, onion powder, red pepper flakes, dried oregano, paprika, cumin, salt, and black pepper).
- Salsa, store-bought or Homemade Salsa (¼ cup)- Salsa adds gentle acidity and moisture so the dip bakes bubbly instead of dry.
- Shredded Mexican cheese (1 cup)- The cheese melts on top into a gooey, golden blanket and adds salty, cheesy goodness. A Mexican cheese blend uses cheddar cheese, Monterey Jack cheese, asadero cheese, and queso quesadilla cheese.
- optional mix-ins – Stir in precooked ground beef or sausage.
- optional garnish – Top with jalapenos, green chiles, sliced black olives, chopped tomatoes, fresh cilantro, green onions, or shredded lettuce.
- serve with – Tortilla Chips, corn chips, Fritos, or Doritos, Quesadillas, vegetables like carrots or celery
How to Make Bean Dip


PREP. Preheat the oven to 350°F.
COMBINE. In a medium bowl, mix refried beans, sour cream, and cream cheese until well combined. Add taco seasoning and salsa and stir to combine.


BAKE + ENJOY! Spread the bean mixture into an 8×8-inch baking dish and top with 1 cup shredded cheese. Bake for 25 minutes.


Kristyn’s Recipe Tips
- Want it spicier? Stir in chopped jalapeños or a dash of hot sauce.
- Crock pot. Layer the bean mixture and cheese into the pot. Cook on low for 2–3 hours, or until the dip is heated through and the cheese is melted.
- Top with jalapenos, green chiles, sliced black olives, chopped tomatoes, fresh cilantro, green onions, or shredded lettuce.
- Serve with Tortilla Chips, corn chips, Fritos, or Doritos, Quesadillas, and vegetables like carrots or celery.
Slow Cooker Directions
- ASSEMBLE. Mix all ingredients minus the shredded cheese. Put half of the bean dip in the crock pot and cover it with half of the cheese. Add the rest of the bean dip and top with the remaining cheese.
- HEAT. Cook on low for 2-3 hours or until the dip is heated through and the cheese is melted. It can stay on the “warm” setting for up to 4 hours.
See also our Crock Pot Bean Dip.

Bean Dip Recipe
Video
Ingredients
- 1 (16-ounce) can refried beans
- 1 cup sour cream
- 4 ounces cream cheese, softened
- 1 (1-ounce) package taco seasoning
- ¼ cup salsa, store-bought or homemade
- 1 cup shredded Mexican cheese
Instructions
- Preheat the oven to 350°F.
- In a medium bowl, mix beans, sour cream, and cream cheese until well combined. Add taco seasoning and salsa and stir to combine.
- Pour into an 8×8-inch baking dish and top with shredded cheese. Bake for 25 minutes.
- Serve hot with tortilla chips.
Notes
- Want it spicier? Stir in chopped jalapeños or a dash of hot sauce.
- Top with jalapenos, green chiles, sliced black olives, chopped tomatoes, fresh cilantro, green onions, or shredded lettuce.
- Serve with Tortilla Chips, corn chips, Fritos, or Doritos, Quesadillas, and vegetables like carrots or celery.
Nutrition
Nutrition information is automatically calculated, so should only be used as an approximation.
Recipe FAQ
Mix the dip 1-2 days before and store in an airtight container in the fridge until ready to top with cheese, heat, and serve.
Store leftovers in an airtight container in the fridge for about 3 days or in the freezer for 2-3 months. Thaw in the fridge, and reheat slowly. If needed, add a bit of milk to smooth into a creamy texture.
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This recipe was first published July, 2014.
























Tried this for a party and the best dip. It was a hit and so simple yo make.
Wonderful appetizer or to go along with tacos or nachos!
This recipe is simple and delicious! We make up a batch for movie night because dip and chips is better than popcorn!! My family loves this!
I love that idea for movie night! So glad you love the dip!
We love this! I let my kids pick a recipe for a family party we were having, and my son found this. Everyone – young and old loved it!
This bean dip has become a staple in our house! We eat a lot of Mexican food and no meal is complete without this bean dip! It’s a hit at every party we bring it to, as well. So. Dang. Good.
This dip is Fantastic and Amazing! Can I double it?
Thank you…….Ray
Yes, you definitely can double it! I’d suggest putting the doubled recipe in a 9X13 pan if combining all together. Otherwise, you can do two 8X8 pans. So glad you enjoy the dip!
Can this dip be frozen? I know my hubby and I will take a while o consume this so hope to freeze half for later. Or would you rather recommend making half the recipe?
Sure! I’d recommend letting it defrost in the fridge, then warming it up again in the oven when ready to eat.
Simply delish!!!! I make my own salsa and didn’t have a taco seasoning packet, so I also made my own… soooo yummy!!!!
Oh I bet it was delicious with all the from scratch ingredients! So glad you enjoyed the dip.
Delicious and easy. Thank you
You’re welcome! So glad you enjoyed the dip!
5 Stars for sure!!! Makes delicious burritos too….yummmm!
Yes, totally works for bean burritos! Thanks for sharing!
Delicious bean burritos!!
Yes, totally could be filled into a tortilla for burritos too. Glad you enjoy the recipe!
Second time I’m making since New Year’s 2022. My entire family absolutely loves this. I especially love it because it couldn’t be easier and that way you still have time to visit with your family. Today is just simply a little extra treat 😋
I’m so glad your family likes the dip so much That makes me so happy to hear! 🙂
I made this tonight. It was very good! This will be my new go to recipe for home and potlucks. Thank you for sharing.
You’re welcome! I’m so happy you liked the dip and are adding it to your go-to list. 🙂