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Piled high loaded nachos are the perfect game-day food or appetizer. They’re easy to make and customize with your favorite nacho toppings!

Loaded nachos pair perfectly with Salsa Verde, Homemade Salsa, or Queso Blanco. They’re delicious and a party favorite!

Loaded Nachos topped with cheese and pico de gallo.

We Love Homemade Nachos!

I have a weakness for chips and dip!

Spinach Artichoke Dip, 7 Layer Bean Dip and Salsa are some of my favorites, but putting the chips and dip together in Loaded nachos is even better!

With all the different toppings and flavors, these nachos are definitely “loaded” and definitely delicious. They’re not only a great main dish, but also an appetizer!

Why we love them:

  • Flavor explosion. With this combination of ingredients, homemade nachos offer a burst of flavor in every bite.
  • Perfect for sharing. Whether you are hosting a Mexican dinner or need a game day appetizer everyone can dig in and enjoy, since this makes a full pan!
  • Easy peasy. This dish uses easy ingredients, has a quick prep time, and is ready to serve in only 30 minutes.
Homemade chips served with red salsa and guacamole.

Loaded Nacho Ingredients + Toppings

  • corn tortilla chips store-bought, Homemade Tortilla Chips, or Baked Tortilla Chips
  • ground beef or use ground chicken, ground turkey, steak, carne asada, shredded chicken, or sweet pork
  • water
  • black beans or use pinto beans or Refried Beans 
  • taco seasoning store-bought or Homemade Seasoning
  • Veggies: sweet onion, Roma tomatoes, jalapenos, fresh cilantro 
    • other veggies: corn, green chiles, black olives, green onions
  • lime juice fresh or from a bottle
  • salt 
  • shredded cheddar cheese we love Mexican blend or Monterrey Jack best or Nacho Cheese Sauce
    • Avoid pre-packaged shredded cheeses as they are coated with an anti-clumping agent which inhibits their ability to melt well.
  • avocado  – or avocado cream sauce
  • sour cream

Other Toppings: Guacamole, Red Salsa, Sweet Salsa Verde, or hot sauce.

How to Make Loaded Nachos

  1. PREP. Preheat the oven to 400°F. Make the Pico de Gallo. Set aside.
  2. MEAT. Add the beef and other ½ of the chopped onion to a large skillet over medium-high heat. Cook until no longer pink and the onions are translucent.
    • Drain off the fat, and mix in the water and taco seasoning. Bring to a simmer, cover, and turn down to low. Simmer for 8-10 minutes until tender.
  3. BEANS. Stir in the black beans (add another ¼ cup of water if too thick) and simmer for 4-5 minutes.
  4. BAKE. Line a large rimmed baking sheet with a layer of chips.
    • Spoon half the bean and ground beef mixture over the chips. Sprinkle on half the shredded cheese. Add a second layer of chips and repeat with meat mixture and cheese. Place in the oven for 3-5 minutes until cheese is melted.
  5. SERVE. Top with pico de gallo, avocados, extra cilantro, and sour cream. Serve immediately.
Loaded nachos piled high with taco ingredients.

Recipe Tips

  • Avoid soggy chips. 
    • Use a thicker, sturdy tortilla chip as the thinner style ones will get soggy easier. 
    • Don’t add the pico, sour cream, or guacamole until right before serving. Alternatively, serve them on the side for people to add to their portions. 
    • Spread out the ingredients in even layers. 
    • Drain excess oil and liquid from anything you’ll be adding to the Nachos.
  • Working with jalapenos. Cut the jalapeno in half lengthwise. Working from the bottom of the pepper to the top, take a spoon and scrape out the membrane and seeds. Dice it as desired.
Loaded Nachos topped with sour cream and cilantro served on sheet pan.

Storing info

  • Make ahead of time. Sheet pan nachos are best when eaten hot out of the oven. You can prep all the ingredients the day before and store them separately until you’re ready to assemble and bake.
  • STORE this leftover best nachos recipe covered in the fridge for 1-2 days.
  • To reheat, place them on a parchment-lined baking tray. Remove the lettuce. Reheat in a low-temperature oven, carefully watching to ensure the chips don’t burn.
Pulling a chunk of Loaded Nachos Recipe covered with toppings.

For Complimentary Dips and Salsas:

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5 from 23 votes

Loaded Nachos Recipe

By: Lil’ Luna
Piled high loaded nachos are the perfect game-day food or appetizer. They're easy to make and customize with your favorite nacho toppings!
Servings: 6
Prep: 10 minutes
Cook: 17 minutes
Total: 27 minutes

Ingredients 

  • 8 ounces tortilla chips
  • 1 pound ground beef
  • 1 cup water
  • 1 (15-ounce) can black beans drained and rinsed
  • 4 tablespoons taco seasoning
  • 1 large sweet onion diced, divided
  • 3 roma tomatoes diced
  • 1-2 jalapenos finely diced
  • cup cilantro chopped
  • 1 juice of lime
  • salt to taste
  • 10 ounces cheddar cheese shredded
  • 1 avocado diced
  • sour cream
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Instructions 

  • Preheat the oven to 400°F.
  • Make the Pico de Gallo by mixing together ½ of the chopped onion, 3 Roma tomatoes, jalapeño, cilantro, lime juice, and salt. Set aside.
  • Add the beef and other ½ of the chopped onion to a non-stick skillet over medium-high heat. Cook until no longer pink and the onions are translucent.
    Drain off the fat, and mix in the water and taco seasoning. Bring to a simmer, cover, and turn down to low. Simmer for 8-10 minutes until tender.
  • Stir in the black beans (add another ¼ cup of water if too thick) and simmer for 4-5 minutes.
  • Meanwhile, line a large rimmed baking sheet with a layer of chips.
  • Spoon half the meat/bean mixture over the chips followed by half the cheese. Add a second layer of chips and repeat with meat mixture and cheese. Place in the oven for 3-5 minutes until cheese is melted.
  • Top with pico de gallo, avocados, extra cilantro, and sour cream. Serve immediately.

Video

Nutrition

Calories: 747kcal, Carbohydrates: 34g, Protein: 29g, Fat: 56g, Saturated Fat: 21g, Polyunsaturated Fat: 8g, Monounsaturated Fat: 19g, Trans Fat: 1g, Cholesterol: 124mg, Sodium: 712mg, Potassium: 661mg, Fiber: 5g, Sugar: 6g, Vitamin A: 1264IU, Vitamin C: 16mg, Calcium: 460mg, Iron: 3mg

Nutrition information is automatically calculated, so should only be used as an approximation.

Additional Info

Course: Appetizer, Main Course
Cuisine: Mexican
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About Kristyn

My name is Kristyn and I’m the mom of SIX stinkin’ cute kids and the wife to my smokin’ hot hubby, Lo. My mom’s maiden name is Luna, and I’m one of the many crafty “Lil’ Lunas” in the fam. On this site I like to share all things creative - from recipes to home decor to gifts and home decor ideas. Welcome!

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Recipe Rating




18 Comments

  1. Diane V says:

    5 stars
    I made these last night to watch football and my kids loved them. We are making them again for the Superbowl!

  2. Diane Wetterow says:

    5 stars
    Using for baby shower. Thanks!

    1. Lil'Luna Team says:

      You’re welcome! Hope the baby shower goes well!

  3. Mandi Dujka says:

    How do you re heat these? I thought I saw it but now I can’t find it??

    1. Kristyn Merkley says:

      You probably wouldn’t want to reheat these, since they have all the toppings on them. I would just make enough, where you won’t have to reheat or save.

    2. Mike says:

      Serve without the toppings. Have the topping on the side to add to your plate. Then you can reheat the meat and nachos. Of course wouldn’t be as fun to eat… Like to just dive in, but some people these days dont want all the hands digging in a large platter

      1. Lil'Luna Team says:

        Thanks for the suggestion!

  4. Olivia says:

    5 stars
    Who doesnt like nachoS? You can make them to your liking and it feeds alot.

  5. Kristina says:

    5 stars
    I have four burly brothers who are going to love this recipe when i bring out to our next family activity. Looks really easy and so yummy

  6. Amy L Huntley says:

    5 stars
    I love that these can be a main Meal or an APpetizer! I also love that you can add anything you want to them too!

  7. Natalie says:

    5 stars
    These pictures are making me hungry!! Loaded nachos are so flavorful & easy to make & make everyone happy!

  8. Mandy says:

    5 stars
    SO delicious!! Family loved it!

    1. Kristyn Merkley says:

      I am so happy to hear that! Thank you for letting me know!

  9. Ana Maria says:

    5 stars
    Okay, yum!!! They even look beautiful too

  10. Harriet says:

    The pictures have me drooling – I just can’t resist – I will be making this this weekend. Thanks

    1. Kristyn Merkley says:

      LOL!! You will just have to make them! Thank you!